It’s what lies beyond our imaginations.
Setting a new direction, leaving the past behind and heading off into uncharted territory requires guidance.
At Frontier Wealth Management we specialize in providing financial advice for clients who need help in charting a new course in their lives. Continued
At Frontier Wealth Management we believe that every client's situation is unique and deserves individualized attention.
Too many personal finance writers and other experts refer to "rules of thumb" for financial advice. But why take a one-size-fits-all approach when you don't have to?
Our process starts with a thorough assessment of your current situation and what you would like to accomplish. We will present you with options and put our recommendations in writing.
We will also follow-up regularly because your life is a work in progress and your financial plan needs to adapt to life's changing circumstances.
So we invite you to take the journey from where you are to where you want to be. Frontier Wealth Management: pushing the boundaries of financial planning.
Who We Are
Jim Mason, MBA, CFP, CIM
Jim is a graduate of Mount Allison University and Memorial University and holds designations as Certified Financial Planner (CFP) and Chartered Investment Manager (CIM). He began his financial services career in 1994 with the Business Development Bank of Canada.
Over the next 9 years he moved through increasingly more complex assignments with CIBC and RBC in personal banking, business banking and as an investment specialist and financial planner. He then moved to Freedom 55 Financial as a financial planner specializing in portfolio construction, retirement planning, estate planning and group retirement services.
Jim comes from an entrepreneurial family and in September 2012 he created Frontier Wealth Management Inc. in order to consolidate his financial practices into one entity. Working through PPI Solutions Inc. and Investia Financial Services ( members of Industrial Alliance Group) he is able to offer his clients a very broad range of advice and financial solutions.
Jim is a member of the Financial Planners Standards Council (FPSC), The Canadian Institute of Financial Planners, the Canadian Pension & Benefits Institute, well as Advocis. He is sought out for his expertise in handling complex financial planning situations and works closely with experts in tax and estate planning fields.
This encompasses everything from retirement planning to paying off the mortgage to putting the kids through post-secondary education to leaving an estate. We use the Financial Planners Standards Council six step process and a variety of analytic tools including NaviPlan Select. We can focus on one or two elements of your financial affairs or complete a comprehensive financial plan that encompasses everything.
Most Canadians just want to know when they can retire and how much income could they have. We follow the FPSC six step process to help you determine answers to these questions and to help us provide you with appropriate product solutions. We look at everything from CPP, OAS, pensions, RRSPs etc. in formulating our plan.
Estate Planning and Insurance
How much life insurance do I really need? Is my group coverage enough? What’s the deal with mortgage insurance? We can help you unravel the mysteries of life, health, disability and critical illness insurance and provide advice on coverage to meet your family’s needs.
Whether you want to build a nest egg or spend the one you have we can assist with helping you determine the appropriate risk-reward portfolio to meet your needs.
Our approach is to focus on the plan first and product solution second. We are able to offer a variety of insurance products including life, disability, critical illness, individual health and segregated funds from all the major carriers in Canada in order to implement our clients' financial plans.
Mutual funds products are offered through Investia Financial Services Inc. Insurance products are provided through multiple insurance carriers.
Segregated funds products are offered through Investia Financial Services Inc. and/or multiple carriers. Subject to any applicable death benefit guarantee, any part of the premium or other amount that is allocated to a segregated fund, is invested at the risk of the policy owner and may increase or decrease in value according to the fluctuations in the market value of the assets of the segregated fund.
Guaranteed Investment Certificates (GICs) are offered through Investia Financial Services Inc. and/or multiple carriers.
Investia Financial Services Inc. is only licensed to sell mutual funds. All non-mutual funds related business conducted by your representative is not in his capacity as a Representative of Investia. Non-mutual funds related business includes, without limitations, advising in or selling any type of insurance product, advising or selling any type of mortgage service.
Group Retirement Services
We have expertise in group retirement services and retirement benefits planning and we are the advisors for numerous large group RRSPs and DC Plans in the Atlantic Canada market including the Lower Churchill - Maritime Link Project. We also assist business owners set-up and manage supplementary executive retirement plans as well as individual pension plans. If you have retirement benefits in your company we can help you save money and improve the experience for both management and employees alike. We have relationships with all the large carriers including Sun Life, Manulife, Great West Life, and Industrial Alliance to name a few.
Corporate Investment Management
If you are an organization with endowed funds or corporate investment accounts we can help you manage those assets. We’ll work with your board or investment committee on investment policy development, structuring your investment committee meetings, corporate governance and managing the assets on your behalf.
For asset management we access some of the top portfolio managers around the world such as Franklin Templeton Investments, RBC Global Asset Management, Stone and Company, EdgePoint Wealth, Mackenzie Investments and others. We utilize partners at Fiduciary Trust (Franklin Templeton) and Mackenzie for asset allocation and tax expertise. We presently work with associations, charities, foundations and for-profit corporations throughout the province. Our client satisfaction rates are very high. If you presently do your investing through a bank or investment dealer please contact us for a full review to see how we can make things better.
We can meet you at your office or ours during the day and after hours at your home or our office. Weekend appointments can also be arranged.
Jim Mason, CFP, CIM, MBA
Certified Financial Planner
Frontier Wealth Management
40 Blade Crescent
Mount Pearl, NL
Cell: (709) 687-6838
Fax: (709) 579-7546